3.1 Understanding POCA and Confiscation Orders 

• What is POCA? - Explanation of the Proceeds of Crime Act and its purpose (recovering criminal benefit).
• Trigger for Confiscation: When POCA proceedings follow a conviction (usually for financial, drug, or lifestyle offences).

Key legal terms explained:

• Benefit Figure: The amount the prosecution says the offender gained the crime. 
• Available amount: The current value of the offender's assets. 
• Confiscation Order: A court order to pay the benefit or available amount (whichever is lower).
• Lifestyle assumptions: Presumptions made for repeat or serious offending under POCA.

3.2 Legal Process and Representations

• PLLP working with solicitors and other experts: Encouraging offenders to get specialist legal advice.
• Responding to Section 18 statements: How to cooperate during financial investigation.
• Disclosure obligations: Explaining the duty to provide full and honest disclosure of assets.
• Challenging benefit or available amounts: Understanding when and how to dispute figures.

3.3 Asset Identification and Valuation

• Assisting with asset reviews: Property, bank accounts, cars, pensions, crypto, etc.
• Valuation process: Guidance on obtaining professional valuations where needed.
• Joint ownership issues: how assets owned with others are treated. 

3.4 Negotiation and Settlement

• Early settlement strategies: When to negotiate with prosecution to avoid harsher terms.
• Realistic Proposals: Helping offenders develop and propose structured repayment plans.
• Time to pay: Explaining the standard 3-month deadline, and how to apply for an extension.
• Avoiding default sentences: How non-payment can result in additional imprisonment (default term).

3.5 After the Confiscation Order 

Payment enforcement: Explaining how the court enforces orders, including:

• Receivership.
• Seizure of assets.
• Third-party debt orders.

Monitoring and compliance: Importance of keeping up with payments and reporting changes in financial circumstances.

3.6 Default Sentence and Non-Payment Consequences

What happens if the order isn't paid:

• Additional prison time (not a replacement for the debt).
• Continued enforcement after release.
• Impact on credit, housing, employment.

Avoiding further penalties: Strategies to avoid default through honest engagement.

3.7 Post- Conviction Financial Recovery Support

• Financial Rehabilitation: Supporting offenders to rebuild finances and stay out of debt.
• Accessing legitimate income: Employment, benefits, business - ensuring compliance with POCA.
• Banking and Credit: Managing finances responsibly with potential restrictions.

3.8 Family and Third-Party Implications

• Impact on spouses or family: Clarifying when their assets are at risk.
• Third-party claims: How family or partners can assert legal ownership of shared property.
• Preventing future issues: Advice on keeping finances separate post-conviction.

3.9 Record Keeping and Transparency 

• Documenting income and spending: For ongoing POCA compliance or reviews.
• Preparing for reviews or fresh proceedings: E.g., Section 22 applications (where prosecution can revisit a case if assets increase).

3.10 Education and Prevention

• Avoiding future POCA exposure: Teaching financial transparency and avoiding suspicious transactions.
• Compliance coaching: For high-risk individuals still in business or managing significant funds. 

 Other optional extras PLLP can offer:

• Personal POCA advisor or financial caseworker.
• Liaison with solicitors, forensic accountants, and enforcement agencies. 
• Templates for disclosure statements or asset schedules.
• Training for families on managing financial risk.
• Post-release money management coaching.